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Mortgages for Over 60s in Manchester

Tailored Mortgage Solutions for Over 60s in Manchester

Are you over 60 and looking for a mortgage in Manchester? At Search Mortgage Solutions, we specialise in helping individuals over 60 secure the right mortgage deals tailored to their unique needs. We offer personalised advice and access to the entire market for mortgages.

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100% Fee-Free Advice

Fee-free mortgage advice means a whole lot more for a whole lot less

Are you over 60 and looking for a mortgage in Manchester? As your needs evolve, securing the right mortgage can open up new opportunities. But navigating the complex world of mortgages can be overwhelming. At Search Mortgage Solutions, we’re here to simplify the process.

Our Manchester-based mortgage broker will assess your eligibility and situation, guiding you through various options tailored for those over 60, such as retirement interest-only mortgages. We’ll help you understand confusing terms like interest rates, repayment options, and lending criteria. From the initial consultation to mortgage completion, we’ve got you covered. Whether you’re looking to downsize, buy a second home, our experienced Manchester mortgage broker will recommend the right deals. We can arrange an agreement in principle, ensuring you’re ready to proceed when you find the perfect property. While the internet provides plenty of mortgage information, navigating it without expert advice can be daunting and risky. Let us make your over-60s mortgage journey smoother and more secure.


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Getting a Mortgage for Over-60s in Manchester

We hope that you will contact Search Mortgage Solutions so that we can explain in detail all the options available to you and which lender will be the right one based on your circumstances and objectives. We would be delighted to explain the whole mortgage process to you in an easy-to-understand way and then proceed to an application only if you are comfortable doing so.

Contact us today. 8am – 10pm
7 days a week

0161 710 2587

Search Mortgage Solutions

Is This the Right Time for a Mortgage Over 60?

Think carefully before securing other debts against your home. Your home or property may be repossessed if you do not keep up repayments on your mortgage.

Many mortgages offer attractive rates initially, but as circumstances change, finding a mortgage tailored to your needs can save you significantly. It’s a hassle to search for the right mortgage every few years, researching different lenders and deals. Our Search Mortgage Solutions adviser simplifies the process by finding the most suitable mortgage deal for your needs and periodically reviewing it over time.

As you consider your options, it’s wise to have a ‘whole of market’ mortgage broker review your mortgage. Sticking with the same lender could mean paying a higher rate unnecessarily. We’ll set up your new mortgage and continuously ensure you have the right deal throughout its term.

  • Me and my partner are first time buyers, we recently used David to secure or first mortgage! The help we received from David was above and beyond, working all hours and even weekends to get the best deal possible for us. Smooth sailing and couldn’t recommend him more, thanks for everything!👍.

    Jake H
  • Excellent service from David, he secured my remortgage deal 2 years ago and he is always very helpful. He went above and beyond to get the best deal for me for my current mortgage and is always there to reassure me and offer advice and the best deals to go with. The communication was excellent with responding to my queries. I will continue to use David and his team into the future as long as these services are still available to me. I would highly recommend David and his team to friends and family. Search Mortgage Solutions is the best mortgage broker I have worked with and have used them for many years and will continue to use them for many more years to come..

    Nicholas Ward
  • I used David and team to secure my mortgage when I bought my first home where he was incredibly helpful, answered all of my (many) queries and worked very hard to find the best rate available to me. I recently used Search Mortgage Solutions again to find a new mortgage, where David worked very quickly and effectively to find me a low rate despite the rapidly rising interest rates. I will continue to use David's services as long as they are available and would highly recommend Search Mortgage Solutions to anyone looking to secure a mortgage .

    James Rynn
  • We just renewed for the third time with David, he worked hard to get us the lowest rates possible while rates were changing and made everything easy for us. Recommended as always! .

    Adrian Ingham
  • Fantastic experience with David from Search Mortgage Solutions. He had to navigate some complex issues with my remortgages and did so expertly and with patience. I’ve used this company several times now for both new mortgages and renewals and they have never let me down. Always highly professional, timely, and supportive through the whole process. I thoroughly recommend them! Thanks for everything David :).

    Stuart Avery
  • I cannot recommend David highly enough. He was extremely professional and helpful explaining all of the details in a way that I understood and made the whole process easy from start to finish. If you want to remove one of the stresses of moving house or just remortgaging then David is your guy and I had complete faith in the work he was doing for us. Will be using him again for sure..

    Michael Chapman
  • As a first time buyer, we had so many questions for David and he went above & beyond to put us at ease and make it a smooth process. Nothing was ever too much & we are really grateful to be getting our first home with a huge thanks to David. Would highly recommend to friends and family and will be using search mortgage solutions again!.

    Anna Hunt
  • Great service, from David, he arranged our mortgage 2years ago and got us a great deal this time round when our fixed term was up. We will be contacting David again when this deal needs renewing. Excellent service and advice..

    Marie Tattersall
  • David is the best. I couldn’t recommend him more highly. He’s as conscientious as they come and really cares about getting the best products for his customers and giving a great service while he does it - a really rare thing in this day and age. was recommended to him by a friend who had the same great experience and he didn’t disappoint. Utterly brilliant from start to finish. Thanks for everything David! 👍.

    Peter Lord
Search Mortgage Solutions
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We are here 24/7 providing customers with expert advice and solutions for their next mortgage, whether that’s for a New Home, remortgage or but to let.

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1000s

Of Mortgage Deals

We have access to the whole of the market of mortgage providers and because we don’t charge a fee, this can mean a savings for you of hundreds of pounds.

  • Accord Scottish Widows
  • Precise Principality
  • Skipton Teachers
  • Santander Newcastle
  • Natwest Nationwide
  • Paragon Pepper
  • Platform Masthaven
  • Leeds Kent
  • Kensignton Halifax
  • Godiva Foundation
  • Fleet Family
  • Darlington Coventry
  • HSBC Vida
  • Mortgage Works TSB
  • Together Mortgage Lender
  • Chorley Beverley
  • BM Solutions Aldermore
  • Virgin Halifax

FAQs

Calculating how much you can borrow to buy a home will be based on your income / incomes. If you wish to apply for a mortgage, use our borrowing calculator on the website as this will give you a rough idea of how much a lender might offer you. This is based on how much you earn and whether you’re buying with anyone else. Mortgage lenders will decide how much you can borrow by basing income multipliers on your salary / salaries .Banks and building societies will offer between three and four-and-a-half times the annual income of you and anyone you are buying with. This means if you are buying on a single applicant basis and earn £30,000 a year, you could be offered anything between £90,000 and £135,000. There are exceptions to this, however, especially if you work in a certain profession and then income multipliers may be higher. Other factors will impact how much you can borrow as well. Lenders will want to know your monthly outgoings and how you spend your money to complete an affordability assessment. Loan repayments , student loans and credit card balances , Regular bills (e.g. gas and electricity) Transport costs Grocery costs Spending on leisure activities Recent bank statements may be needed and payslips to support your application.

Search Mortgage Solutions

Address

Search Mortgage Solutions
125 Deansgate,
Manchester,
M3 2BY
0161 710 2587

Statement

Think carefully before securing other debts against your home. Your home or property may be repossessed if you do not keep up with repayments on your mortgage

The guidance and/or information contained within this website is subject to UK regulatory regime and is therefore primarily targeted at consumers based in the UK.”

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