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First-Time Buyer Mortgages in Manchester

We help find the right mortgage for First Time Buyers

If you’re a first-time buyer in Manchester looking for a mortgage, Search Mortgage Solutions can help you navigate the complexities, making it easy to understand and offering the most suitable mortgage deals from the whole market.

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100% Fee-Free Advice

Fee-free mortgage advice means a whole lot more for a whole lot less

Are you a first-time buyer in Manchester? The rising cost of renting has made property ownership more appealing. But navigating the complex world of mortgages can be overwhelming. At Search Mortgage Solutions, we’re here to simplify the process

Our Manchester-based mortgage broker will assess your eligibility and situation, guiding you through various schemes like shared equity, affordability, and credit profiles. We’ll help you understand confusing terms like lending criteria, fixed rates, and trackers. From the initial consultation to mortgage completion, we’ve got you covered. Whether you’re buying alone, with a partner, or facing a complex mortgage situation, our experienced Manchester mortgage broker will recommend the right deals. In principle, we can arrange an agreement, ensuring you’re ready to proceed when you find your dream property. While the internet provides plenty of mortgage information, navigating it without expert advice can be daunting and risky. Let us make your first-time buyer journey smoother and more secure.

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Getting a first-time mortgage in Manchester

We hope that you will choose to contact Search Mortgage Solutions so that we can explain in detail all the options available to you and which lender will be the right one based on your circumstances and objectives. We would be delighted to be given the opportunity to explain the whole mortgage and house buying process to you in an easy to understand way and then to proceed to an application only if you are comfortable to do so.

Contact us today. 8am – 10pm
7 days a week

0161 710 2587

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Advice For First Time Buyers Manchester

The steady increase in the cost of renting accommodation over recent years is attracting many people to consider purchasing a property for the first time. For first time buyers, mortgage hunting can be stressful and confusing particularly with the stringent requirements of the lenders nowadays.

With Search Mortgage Solutions you will talk to a mortgage expert who can review your eligibility for the many different schemes designed to help you with the first difficult step to becoming a home owner. Terminology such as shared equity, affordability, credit profile, lending criteria, fixed rates, trackers, etc, are confusing for most first time buyers and professional help is strongly advisable.

Undoubtedly, the internet is a great source of information on all types of mortgages but to try to navigate through the myriad options without expert advice and assistance is really daunting and a potentially dangerous task.

We hope that you will choose to contact Search Mortgage Solutions so that we can explain in detail all the options available to you and which lender from the whole of the market will be right based on your circumstances and objectives.

We would be delighted to be given the opportunity to explain the whole mortgage and house buying process to you in an easy to understand way and then to proceed to an application only if you are comfortable to do so.

Unlike banks and building societies we are authorised to search the whole of the market on your behalf to ensure that you get the most suitable first time buyer mortgage to fit your specific needs according to your personal circumstances and eligibility.

Protection insurance is strongly recommended for your peace of mind. Please refer to our separate web page ‘Mortgage Protection Insurance’ which gives details of how we can help with this.

Finding the right mortgage providers for first time buyers in Manchester

Unlike banks and building societies we are available from 8.00 am till 10.00 pm, 7 days a week and can work around your busy schedules’ to arrange your new mortgage. We are a whole of market mortgage broker and work on your behalf to ensure that you get the most suitable first time buyer mortgage advice to fit your specific needs according to your personal circumstances and eligibility. Our Manchester mortgage adviser will provide you with clear , concise information throughout the mortgage application process and will also guide you through all the steps of buying a property right from the initial consultation , putting an offer in , advising all associated costs eg solicitor stamp duty etc to when the mortgage completes.

Mortgage deals for first time buyers Manchester

Search Mortgage Solutions and our Manchester Mortgage adviser can advise on a whole range of First time buyer mortgage Manchester based Scenarios

  • First time buyer Mortgage Advice
  • Help to buy mortgage advice for first time buyers (only available in Wales)
  • Right to buy mortgage advice for first time buyers
  • Self-employed mortgage advice for first time buyers
  • Buy to let mortgage advice for first time buyers
  • Let to buy mortgage advice for first time buyers
  • Shared Ownership mortgage advice for first time buyers
  • Shared Equity mortgage advice for first time buyers
  • Had previous adverse Credit issues and looking for a first time buyer mortgage
  • Me and my partner are first time buyers, we recently used David to secure or first mortgage! The help we received from David was above and beyond, working all hours and even weekends to get the best deal possible for us. Smooth sailing and couldn’t recommend him more, thanks for everything!👍.

    Jake H
  • Excellent service from David, he secured my remortgage deal 2 years ago and he is always very helpful. He went above and beyond to get the best deal for me for my current mortgage and is always there to reassure me and offer advice and the best deals to go with. The communication was excellent with responding to my queries. I will continue to use David and his team into the future as long as these services are still available to me. I would highly recommend David and his team to friends and family. Search Mortgage Solutions is the best mortgage broker I have worked with and have used them for many years and will continue to use them for many more years to come..

    Nicholas Ward
  • I used David and team to secure my mortgage when I bought my first home where he was incredibly helpful, answered all of my (many) queries and worked very hard to find the best rate available to me. I recently used Search Mortgage Solutions again to find a new mortgage, where David worked very quickly and effectively to find me a low rate despite the rapidly rising interest rates. I will continue to use David's services as long as they are available and would highly recommend Search Mortgage Solutions to anyone looking to secure a mortgage .

    James Rynn
  • We just renewed for the third time with David, he worked hard to get us the lowest rates possible while rates were changing and made everything easy for us. Recommended as always! .

    Adrian Ingham
  • Fantastic experience with David from Search Mortgage Solutions. He had to navigate some complex issues with my remortgages and did so expertly and with patience. I’ve used this company several times now for both new mortgages and renewals and they have never let me down. Always highly professional, timely, and supportive through the whole process. I thoroughly recommend them! Thanks for everything David :).

    Stuart Avery
  • I cannot recommend David highly enough. He was extremely professional and helpful explaining all of the details in a way that I understood and made the whole process easy from start to finish. If you want to remove one of the stresses of moving house or just remortgaging then David is your guy and I had complete faith in the work he was doing for us. Will be using him again for sure..

    Michael Chapman
  • As a first time buyer, we had so many questions for David and he went above & beyond to put us at ease and make it a smooth process. Nothing was ever too much & we are really grateful to be getting our first home with a huge thanks to David. Would highly recommend to friends and family and will be using search mortgage solutions again!.

    Anna Hunt
  • Great service, from David, he arranged our mortgage 2years ago and got us a great deal this time round when our fixed term was up. We will be contacting David again when this deal needs renewing. Excellent service and advice..

    Marie Tattersall
  • David is the best. I couldn’t recommend him more highly. He’s as conscientious as they come and really cares about getting the best products for his customers and giving a great service while he does it - a really rare thing in this day and age. was recommended to him by a friend who had the same great experience and he didn’t disappoint. Utterly brilliant from start to finish. Thanks for everything David! 👍.

    Peter Lord
Search Mortgage Solutions
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We offer our services to you at no cost, so why wait? Search Mortgage Solutions Mortgage brokers Manchester are here to help.

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1000s

Of Mortgage Deals

We have access to the whole of the market of mortgage providers and because we don’t charge a fee, this can mean a savings for you of hundreds of pounds.

  • Accord Scottish Widows
  • Precise Principality
  • Skipton Teachers
  • Santander Newcastle
  • Natwest Nationwide
  • Paragon Pepper
  • Platform Masthaven
  • Leeds Kent
  • Kensignton Halifax
  • Godiva Foundation
  • Fleet Family
  • Darlington Coventry
  • HSBC Vida
  • Mortgage Works TSB
  • Together Mortgage Lender
  • Chorley Beverley
  • BM Solutions Aldermore
  • Virgin Halifax

FAQs

Calculating how much you can borrow to buy a home will be based on your income / incomes. If you wish to apply for a mortgage, use our borrowing calculator on the website as this will give you a rough idea of how much a lender might offer you. This is based on how much you earn and whether you’re buying with anyone else. Mortgage lenders will decide how much you can borrow by basing income multipliers on your salary / salaries .Banks and building societies will offer between three and four-and-a-half times the annual income of you and anyone you are buying with. This means if you are buying on a single applicant basis and earn £30,000 a year, you could be offered anything between £90,000 and £135,000. There are exceptions to this, however, especially if you work in a certain profession and then income multipliers may be higher. Other factors will impact how much you can borrow as well. Lenders will want to know your monthly outgoings and how you spend your money to complete an affordability assessment. Loan repayments , student loans and credit card balances , Regular bills (e.g. gas and electricity) Transport costs Grocery costs Spending on leisure activities Recent bank statements may be needed and payslips to support your application.

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Google Reviews

51 Customer Reviews

Excellent Service

Excellent service from David, he secured my remortgage deal 2 years ago and he is always very helpful. He went above and beyond to get the best deal for me for my current mortgage and is always there to reassure me and offer advice and the best deals to go with.

Nicholas Ward
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Address

Search Mortgage Solutions
125 Deansgate,
Manchester,
M3 2BY
0161 710 2587

Statement

Think carefully before securing other debts against your home. Your home or property may be repossessed if you do not keep up with repayments on your mortgage

The guidance and/or information contained within this website is subject to UK regulatory regime and is therefore primarily targeted at consumers based in the UK.”

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