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Mortgage Protection Insurance Manchester
A Mortgage Adviser who can help you get the right protection for your mortgage.
Sadly, many families will one day experience the trauma associated with the death or serious illness of a loved one.
We all try not to think about such things but it is very wise to give serious attention to insurance cover for the main family earners just in case the unforeseeable occurs. There are many options available for different forms of protection against the unexpected.
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We offer free no obligation comprehensive advice to guide our clients towards the most suitable and most competitive solutions for their total long term peace of mind.
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Mortgage Protection Insurance
Below is a very simple overview of the most popular options that are competitively available from Search Mortgage Solutions:-
This provides a fixed lump sum payment should you die within the term of the policy. Note that a joint policy covering two people pays out the total amount of cover at first death.
A pre-specified lump sum payment is provided by the insurer if you die or you are diagnosed with an earlier critical illness. Note that a joint policy covering two people pays out the total amount of cover on the first claim.
The amount of cover reduces each month during the term of the policy. It is calculated to be enough to equal the amount of mortgage outstanding under a normal repayment mortgage. Again, a joint policy covering two people pays out the total amount of cover at first death.
The amount of cover reduces each month during the term of the policy. It is calculated to be enough to equal the amount of mortgage outstanding under a normal repayment mortgage. If you die or you are diagnosed with an earlier critical illness during the term of the policy, the insurer will calculate the amount of cover at that time. Note that a joint policy covering two people pays out the total amount of cover on the first claim.
These plans will provide a monthly income in the event that you are unable to work due to accident, sickness and the benefit can be payable for the term of the mortgage. For impartial information about insurance, please visit https://www.moneyhelper.org.uk/en
There are many types available but all policies of this type only payout for a limited period of time, typically one or two years or until you return to work.
A wide range is available for home owners, landlords, and tenants for peace of mind against all risks to your property such as fire, burglary, flooding, etc.
For impartial information about insurance, please visit the website at https://www.moneyhelper.org.uk/en
