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Buy-to-Let Mortgage Broker Manchester

Find the Right Mortgage for Your Buy-To-Let Property

Thinking about a buy-to-let investment in Manchester? Our specialist broker can guide you through the process, helping you secure the most suited mortgage deals from across the market. We ensure you get competitive rates and expert advice.

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100% Fee-Free Advice

Fee free mortgage advice means a whole lot more for a whole lot less

Contact our Mortgage Adviser for completely fee-free buy-to-let mortgage advice. We will help you from the initial consultation to your mortgage completion, Completely Fee-free! 100% no hidden costs, We are just a phone call away.

For the right deals on buy-to-let mortgages in Manchester, call and speak to our adviser. What represents the right buy-to-let mortgages for you will depend upon your circumstances. Search Mortgage Solutions offers buy-to-let mortgage advice for first-time buyers and accidental landlords right through to professional portfolio buy-to-let landlords. Whether you are a first-time landlord or an experienced property investor wanting a buy-to-let purchase, buy-to-let remortgage or let-to-buy mortgage.

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Getting a buy-to-let mortgage in Manchester

Buying a buy to let property can be a stressful time and you may need to move fast, this is where we can help. Search Mortgage Solutions are available 7 days a week for no fee buy to let Manchester-based mortgage advice. There are many buy-to-let lenders offering choices of buy-to-let mortgages for this purpose, but not all will suit every investor. Search Mortgage Solutions, the buy-to-let mortgage broker will research the whole market to ensure a suitable product is recommended to suit your circumstances.

Contact us today. 8am – 10pm
7 days a week

0161 710 2587

Search Mortgage Solutions

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There is an important difference between a buy-to-let mortgage and a standard home loan. Most lenders will consider the property’s potential rental income in addition to your salary when assessing your application. At Search Mortgage Solutions, because of our location in the Manchester city centre and being surrounded by literally thousands of apartments, we are continuously very active in the buy-to-let Manchester sector. This has become something of speciality to us, and as a consequence, we know the most suitable options for linking an investor to a lender.

If you are considering turning your current home into a buy-to-let investment and moving on to a new house, then our Manchester-based mortgage adviser can help. This type of transaction is known as a Let-to-buy mortgage, and we at Search Mortgage Solutions can help you arrange your new mortgage for your new future purchase and the let-to-buy mortgage for your current home. You can remortgage your current property onto a buy-to-let and, at the same time, raise money for a deposit for a new bigger home. The first thing you need to start the ball rolling is a good chat with our mortgage adviser. We charge no fee for giving you the most suitable advice to suit your circumstances.

Protection insurance is strongly recommended for your peace of mind. Please refer to our separate web page, ‘Mortgage Protection Insurance,’ which gives details of how we can help.

What represents the right buy to let mortgage for you will depend upon your personal circumstances. Search Mortgage Solutions offer advice on buy to let mortgages for the accidental landlord right through to the professional, portfolio, buy to let landlord.

There are very many alternative choices of mortgages for this purpose but not all will be suitable for every investor. There has to be careful and comprehensive consideration given to the circumstances of the applicant, the specific property, and the willing lenders.

5 Tips To Help You Remortgage

  • Check how much you can borrow based on the rental yield.
  • Have a deposit. Usually a minimum of 20-25% is needed , but the bigger the deposit you have , can get you a lower interest rate. You will need extra monies for solicitor fees and other associated costs i.e. Solicitors and stamp duty where applicable.
  • Check the details on your credit report are correct.
  • Use a whole of market broker to search the right deal to suit your circumstance.
  • Find out how much you can borrow – get started with an agreement in principle

Make no mistake, finding the most appropriate mortgage for a buy to let property can be something of a minefield mainly because of the increasingly stringent criteria set down by the lenders who are always unwilling to take unnecessary risks.

At Search Mortgage Solutions, because of our location in the centre of a major city and surrounded by literally thousands of apartments, we are continuously very active in the buy to let sector. This has become something of a speciality to us and, as a consequence, we know the right options when linking an investor to a lender.

The first thing you need to start the ball rolling is a good chat with our mortgage adviser. We charge no fee for giving you the necessary advice.

FAQs

Buy to let mortgages are for purchasers who wish to buy and invest in property so that they can rent it out to a tenant. In most circumstances the tenant must not be a family member or relative.

Buy to let mortgages are used to purchase the property. Once purchased, you can then let out the property. The tenants will then make rental payments which usually  cover the mortgage and  other related  costs.

You can get most types of mortgage for a buy to let property. You will need to decide if you want a fixed, variable, tracker, discount, or capped interest rate.

Most buy to let mortgages are interest only, which means your monthly repayments just cover the interest owed and the amount you borrowed will not reduce. A repayment mortgage will pay off the total amount you borrowed by the end of the term. Repayment mortgages cost more per month so are only suitable if you can achieve enough rent to cover it. The majority of lenders require a deposit of at least 25%. Lenders have different requirements for buy to let mortgages but they will only accept your mortgage application once they have assessed affordability. However there are some who will accept a much lower income if you are classed as an experienced landlord.

Search Mortgage Solutions
  • Me and my partner are first time buyers, we recently used David to secure or first mortgage! The help we received from David was above and beyond, working all hours and even weekends to get the best deal possible for us. Smooth sailing and couldn’t recommend him more, thanks for everything!👍.

    Jake H
  • Excellent service from David, he secured my remortgage deal 2 years ago and he is always very helpful. He went above and beyond to get the best deal for me for my current mortgage and is always there to reassure me and offer advice and the best deals to go with. The communication was excellent with responding to my queries. I will continue to use David and his team into the future as long as these services are still available to me. I would highly recommend David and his team to friends and family. Search Mortgage Solutions is the best mortgage broker I have worked with and have used them for many years and will continue to use them for many more years to come..

    Nicholas Ward
  • I used David and team to secure my mortgage when I bought my first home where he was incredibly helpful, answered all of my (many) queries and worked very hard to find the best rate available to me. I recently used Search Mortgage Solutions again to find a new mortgage, where David worked very quickly and effectively to find me a low rate despite the rapidly rising interest rates. I will continue to use David's services as long as they are available and would highly recommend Search Mortgage Solutions to anyone looking to secure a mortgage .

    James Rynn
  • We just renewed for the third time with David, he worked hard to get us the lowest rates possible while rates were changing and made everything easy for us. Recommended as always! .

    Adrian Ingham
  • Fantastic experience with David from Search Mortgage Solutions. He had to navigate some complex issues with my remortgages and did so expertly and with patience. I’ve used this company several times now for both new mortgages and renewals and they have never let me down. Always highly professional, timely, and supportive through the whole process. I thoroughly recommend them! Thanks for everything David :).

    Stuart Avery
  • I cannot recommend David highly enough. He was extremely professional and helpful explaining all of the details in a way that I understood and made the whole process easy from start to finish. If you want to remove one of the stresses of moving house or just remortgaging then David is your guy and I had complete faith in the work he was doing for us. Will be using him again for sure..

    Michael Chapman
  • As a first time buyer, we had so many questions for David and he went above & beyond to put us at ease and make it a smooth process. Nothing was ever too much & we are really grateful to be getting our first home with a huge thanks to David. Would highly recommend to friends and family and will be using search mortgage solutions again!.

    Anna Hunt
  • Great service, from David, he arranged our mortgage 2years ago and got us a great deal this time round when our fixed term was up. We will be contacting David again when this deal needs renewing. Excellent service and advice..

    Marie Tattersall
  • David is the best. I couldn’t recommend him more highly. He’s as conscientious as they come and really cares about getting the best products for his customers and giving a great service while he does it - a really rare thing in this day and age. was recommended to him by a friend who had the same great experience and he didn’t disappoint. Utterly brilliant from start to finish. Thanks for everything David! 👍.

    Peter Lord
Search Mortgage Solutions

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Google Reviews

51 Customer Reviews

Excellent Service

Excellent service from David, he secured my remortgage deal 2 years ago and he is always very helpful. He went above and beyond to get the best deal for me for my current mortgage and is always there to reassure me and offer advice and the best deals to go with.

Nicholas Ward
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Helping You

Buy Your Dream Home

We offer our services to you at no cost, so why wait? Search Mortgage Solutions Mortgage brokers Manchester are here to help.

0800 756 7794

News

  • Mortgage Rejection

    What happens if a mortgage application gets rejected?

    It is not uncommon for lenders to reject mortgage applications. If your application gets denied, you will instinctively want to reapply with another vendor. Before … Read more

  • Buying property as a limited company

    If you are thinking of purchasing a buy-to-let property, do not let the high taxes deter you from doing so. Buying through a limited company … Read more

  • Student loans and mortgages

    Will student loans affect me buying a house?

    With an increase in university fees, more and more people are being forced to take up student loans. These loans are expensive, and it might … Read more

100% FREE

Mortgage Advice

Simply give us a call or fill out the form

We are here 24/7 providing customers with expert advice and solutions for their next mortgage, whether that’s for a New Home, remortgage or but to let.

Manchester Mortgage Broker Rated 5 stars on Google

Get A Decision In Principle
Within Minutes
Name(Required)
Marketing(Required)
Marketing2
This field is for validation purposes and should be left unchanged.
1000s

Of Mortgage Deals

We have access to the whole of the market of mortgage providers and because we don’t charge a fee, this can mean a savings for you of hundreds of pounds.

  • Accord Scottish Widows
  • Precise Principality
  • Skipton Teachers
  • Santander Newcastle
  • Natwest Nationwide
  • Paragon Pepper
  • Platform Masthaven
  • Leeds Kent
  • Kensignton Halifax
  • Godiva Foundation
  • Fleet Family
  • Darlington Coventry
  • HSBC Vida
  • Mortgage Works TSB
  • Together Mortgage Lender
  • Chorley Beverley
  • BM Solutions Aldermore
  • Virgin Halifax
Helping You

Buy Your Dream Home

We offer our services to you at no cost, so why wait? Search Mortgage Solutions Mortgage brokers Manchester are here to help.

0800 756 7794

News

  • Mortgage Rejection

    What happens if a mortgage application gets rejected?

    It is not uncommon for lenders to reject mortgage applications. If your application gets denied, you will instinctively want to reapply with another vendor. Before … Read more

  • Buying property as a limited company

    If you are thinking of purchasing a buy-to-let property, do not let the high taxes deter you from doing so. Buying through a limited company … Read more

  • Student loans and mortgages

    Will student loans affect me buying a house?

    With an increase in university fees, more and more people are being forced to take up student loans. These loans are expensive, and it might … Read more

100% FREE

Mortgage Advice

Simply give us a call or fill out the form

We are here 24/7 providing customers with expert advice and solutions for their next mortgage, whether that’s for a New Home, remortgage or but to let.

Manchester Mortgage Broker Rated 5 stars on Google

Get A Decision In Principle
Within Minutes
Name(Required)
Marketing(Required)
Marketing2
This field is for validation purposes and should be left unchanged.
1000s

Of Mortgage Deals

We have access to the whole of the market of mortgage providers and because we don’t charge a fee, this can mean a savings for you of hundreds of pounds.

  • Accord Scottish Widows
  • Precise Principality
  • Skipton Teachers
  • Santander Newcastle
  • Natwest Nationwide
  • Paragon Pepper
  • Platform Masthaven
  • Leeds Kent
  • Kensignton Halifax
  • Godiva Foundation
  • Fleet Family
  • Darlington Coventry
  • HSBC Vida
  • Mortgage Works TSB
  • Together Mortgage Lender
  • Chorley Beverley
  • BM Solutions Aldermore
  • Virgin Halifax

Address

Search Mortgage Solutions
125 Deansgate,
Manchester,
M3 2BY
0161 710 2587

Statement

Think carefully before securing other debts against your home. Your home or property may be repossessed if you do not keep up with repayments on your mortgage

The guidance and/or information contained within this website is subject to UK regulatory regime and is therefore primarily targeted at consumers based in the UK.”

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