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Let to Buy Mortgages Manchester

Move Home and Rent Out Your Current Property with Let to Buy

Thinking about moving to a new home while renting out your current property? A Let to Buy mortgage can be the perfect solution. This type of mortgage allows you to let out your existing home and secure financing for a new property, giving you the best of both worlds—earning rental income while purchasing a new home. Our expert advisors are here to guide you through the process and find the best Let to Buy mortgage for your needs, all with 100% fee-free service.

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What is a Let to Buy Mortgage?

A Let to Buy mortgage is a unique financial solution that allows you to rent out your existing home while purchasing a new property. This option is ideal for homeowners who want to move without selling their current property, as it enables you to turn your home into a rental investment. The rental income can be used to support the mortgage payments on your existing home while you take out a new mortgage for your next property.

Let to Buy mortgages are increasingly popular with homeowners looking to build a property portfolio or those who may need more space without wanting to sell their home. Our advisors will work with you to secure the best mortgage deals, ensuring both your current home and your new property are financially manageable.

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How Does a Let to Buy Mortgage Work?

With a Let to Buy mortgage, you essentially convert your existing home into a rental property while securing a new mortgage for the home you’re moving into. The process begins by remortgaging your current property as a Buy to Let, which allows you to release equity to help fund the deposit on your new home. The rental income generated from your first property is used to cover the mortgage payments, while you manage the new mortgage for your next home.

This process works well if you have enough equity in your current home and want the flexibility to keep it as an investment property. Lenders will assess factors such as rental income potential, your personal finances, and affordability when considering Let to Buy applications. Our expert team will guide you through each step, ensuring the process is smooth and tailored to your goals.

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0161 710 2587

Search Mortgage Solutions
  • Me and my partner are first time buyers, we recently used David to secure or first mortgage! The help we received from David was above and beyond, working all hours and even weekends to get the best deal possible for us. Smooth sailing and couldn’t recommend him more, thanks for everything!👍.

    Jake H
  • Excellent service from David, he secured my remortgage deal 2 years ago and he is always very helpful. He went above and beyond to get the best deal for me for my current mortgage and is always there to reassure me and offer advice and the best deals to go with. The communication was excellent with responding to my queries. I will continue to use David and his team into the future as long as these services are still available to me. I would highly recommend David and his team to friends and family. Search Mortgage Solutions is the best mortgage broker I have worked with and have used them for many years and will continue to use them for many more years to come..

    Nicholas Ward
  • I used David and team to secure my mortgage when I bought my first home where he was incredibly helpful, answered all of my (many) queries and worked very hard to find the best rate available to me. I recently used Search Mortgage Solutions again to find a new mortgage, where David worked very quickly and effectively to find me a low rate despite the rapidly rising interest rates. I will continue to use David's services as long as they are available and would highly recommend Search Mortgage Solutions to anyone looking to secure a mortgage .

    James Rynn
  • We just renewed for the third time with David, he worked hard to get us the lowest rates possible while rates were changing and made everything easy for us. Recommended as always! .

    Adrian Ingham
  • Fantastic experience with David from Search Mortgage Solutions. He had to navigate some complex issues with my remortgages and did so expertly and with patience. I’ve used this company several times now for both new mortgages and renewals and they have never let me down. Always highly professional, timely, and supportive through the whole process. I thoroughly recommend them! Thanks for everything David :).

    Stuart Avery
  • I cannot recommend David highly enough. He was extremely professional and helpful explaining all of the details in a way that I understood and made the whole process easy from start to finish. If you want to remove one of the stresses of moving house or just remortgaging then David is your guy and I had complete faith in the work he was doing for us. Will be using him again for sure..

    Michael Chapman
  • As a first time buyer, we had so many questions for David and he went above & beyond to put us at ease and make it a smooth process. Nothing was ever too much & we are really grateful to be getting our first home with a huge thanks to David. Would highly recommend to friends and family and will be using search mortgage solutions again!.

    Anna Hunt
  • Great service, from David, he arranged our mortgage 2years ago and got us a great deal this time round when our fixed term was up. We will be contacting David again when this deal needs renewing. Excellent service and advice..

    Marie Tattersall
  • David is the best. I couldn’t recommend him more highly. He’s as conscientious as they come and really cares about getting the best products for his customers and giving a great service while he does it - a really rare thing in this day and age. was recommended to him by a friend who had the same great experience and he didn’t disappoint. Utterly brilliant from start to finish. Thanks for everything David! 👍.

    Peter Lord
Search Mortgage Solutions

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51 Customer Reviews

Excellent Service

Excellent service from David, he secured my remortgage deal 2 years ago and he is always very helpful. He went above and beyond to get the best deal for me for my current mortgage and is always there to reassure me and offer advice and the best deals to go with.

Nicholas Ward
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We have access to the whole of the market of mortgage providers and because we don’t charge a fee, this can mean a savings for you of hundreds of pounds.

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  • Godiva Foundation
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  • HSBC Vida
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Search Mortgage Solutions
125 Deansgate,
Manchester,
M3 2BY
0161 710 2587

Statement

Think carefully before securing other debts against your home. Your home or property may be repossessed if you do not keep up with repayments on your mortgage

The guidance and/or information contained within this website is subject to UK regulatory regime and is therefore primarily targeted at consumers based in the UK.”

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